What Affects the Cost of Memory Care?
Memory care is specialised care for people living with Alzheimer disease or other dementia. It usually costs more than standard assisted living because of the extra staffing and safety features.
Why it costs more
Memory care communities offer higher staffing, secure buildings, and programs designed for people with memory loss.
What changes the price
- Location and local costs
- Room type, private or shared
- The level of care needed, which may change over time
- What is included, such as meals, activities and supplies
Questions to ask
- What is the full monthly cost, and what raises it?
- How is the level of care assessed, and how often?
- What are staff to resident ratios, day and night?
- What training does the staff have in dementia care?
- What happens if needs change?
Ways families pay
Private funds, long term care insurance, veterans benefits for those who qualify, and in some states Medicaid programs. Medicare generally does not cover long term memory care.
Compare in writing
Ask each community for a written cost breakdown, so you compare the same items. A senior living advisor can help at no cost to you.
Questions
Is memory care the same as assisted living?
No. See our guide that compares assisted living, memory care and independent living.
General information only, not financial, legal or insurance advice. Rules, prices and benefits vary by state and by policy. A licensed professional can explain what applies to you.