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Car insuranceMinimum car insurance by state.
Required liability limits for every state, in one table. Limits are written bodily injury per person / per accident / property damage, in thousands of dollars.
| State | Minimum limits |
|---|---|
| Alabama | 25/50/25 |
| Alaska | 50/100/25 |
| Arizona | 25/50/15 |
| California | 30/60/15 |
| Colorado | 25/50/15 |
| Connecticut | 25/50/25 |
| Delaware | 25/50/10 |
| District of Columbia | 25/50/10 |
| Florida | No BI minimum |
| Georgia | 25/50/25 |
| Hawaii | 40/80/20 |
| Idaho | 25/50/15 |
| Illinois | 25/50/20 |
| Indiana | 25/50/25 |
| Iowa | 20/40/15 |
| Kansas | 25/50/25 |
| Kentucky | 25/50/25 |
| Louisiana | 15/30/25 |
| Maine | 50/100/25 |
| Maryland | 30/60/15 |
| Massachusetts | 25/50/30 |
| Michigan | 50/100/10 |
| Minnesota | 30/60/10 |
| Mississippi | 25/50/25 |
| Missouri | 25/50/25 |
| Montana | 25/50/20 |
| Nebraska | 25/50/25 |
| Nevada | 25/50/20 |
| New Hampshire | 25/50/25 |
| New Jersey | 35/70/25 |
| New Mexico | 25/50/10 |
| New York | 25/50/10 |
| North Carolina | 50/100/50 |
| North Dakota | 25/50/25 |
| Ohio | 25/50/25 |
| Oklahoma | 25/50/25 |
| Oregon | 25/50/20 |
| Pennsylvania | 15/30/5 |
| Rhode Island | 25/50/25 |
| South Carolina | 25/50/25 |
| South Dakota | 25/50/25 |
| Tennessee | 25/50/25 |
| Texas | 30/60/25 |
| Utah | 30/65/25 |
| Vermont | 25/50/10 |
| Washington | 25/50/10 |
| West Virginia | 25/50/25 |
| Wisconsin | 25/50/10 |
| Wyoming | 25/50/20 |
Checked October 2026. Limits change, so confirm with your state or an agent.