Car insurance minimum checker.
Pick your state to see the minimum liability limits required, in plain numbers.
- Injury to one person:
- Injury to everyone in one crash:
- Damage to other people's property:
These are legal minimums, not a recommendation. A serious crash can cost far more. Read the full state page.
Call now: (646) 766-8510Not sure how much cover is right for you? Call (646) 766-8510 (Mon-Sat, 9 AM-6 PM ET) and we will connect you with a licensed agent. The call is free and there is no obligation. We are a referral service.
Limits come from state sources we checked in October 2026. Rules change, so confirm with your state insurance department or an agent. No-fault and other rules vary by state and are not shown here.
Questions
What do numbers like 25/50/25 mean?
They are liability limits in thousands of dollars: $25,000 for injury to one person, $50,000 for injury to everyone in one crash, and $25,000 for property damage.
Is the state minimum enough?
Often not. If you cause a serious crash, costs can pass the minimum, and you may have to pay the rest yourself.